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Frequently Asked Questions

Application FAQs

  • Applications for the CDB opened on June 20, 2025. Find out how you can apply.

  • As of June 20, 2025, you can apply for the Canada Disability Benefit online, by phone, by mail, or in person at a Service Canada Centre. You can apply if you are aged 18 to 64, are approved for the disability tax credit and meet the benefit’s other eligibility requirements.

    Once you apply and are approved, you will not need to reapply unless you become ineligible, and then regain eligibility.

    Find out if you qualify for the CDB.

  • When applications for the CDB first opened in June 2025, Service Canada sent letters to potentially eligible people inviting them to apply. The letter contained a unique 6-digit application code that could be used to apply using a shortened application form.

    You do not need to receive an invitation letter to apply for the CDB, but you should check that you meet the eligibility and income requirements.

    Service Canada plans to send out similar letters on an ongoing basis to people who may be newly eligible for the CDB, for example people who have recently been approved for the DTC.

  • If you applied for the CDB for yourself, you can expect to receive a decision on your application from Service Canada within 28 days.

    If you applied for the CDB on behalf of someone else as their legal representative, it can take up to 49 days to receive a response.

    To check the status of your application, you can contact Service Canada on their designated CDB application line at 1-833-486-3007.

  • A legal representative can take the following actions on behalf of a beneficiary (the person receiving the benefit):

    • complete the benefit application,

    • request a reconsideration of a decision, and

    • appeal a decision.

    An authorized legal representative, such as a guardian or trustee, is needed to receive benefit payments on behalf of a beneficiary. Payments may only be directed to someone’s authorized legal representative in situations where such a person has already been appointed in accordance with federal, provincial, or territorial law.

  • You will not be penalized if you have made an unintentional mistake or mistakenly applied for the CDB, believing you were eligible when you were not.

    However, you could face financial penalties if you:

    • knowingly make false or misleading representations in the application, or

    • apply and receive the benefit when you knew that you were not eligible to.

  • The government has the authority to recover debts and overpayments. This means that if you have received payments to which you were not entitled to, or if you were paid more than you should have been, you must return the payments as soon as possible.

  • You do not have to reapply for the CDB if your eligibility has not changed.

    Every June, Service Canada will send you a letter to confirm if you are still eligible for the benefit. The letter will also tell you if you will receive payments and the payment amount. 

    To stay eligible, you must continue to meet the benefit's eligibility criteria such as having an approved DTC and having filed your income tax return for the previous year.

    You will need to reapply for the CDB if your circumstances change and you are notified that you no longer meet one of the eligibility requirements.

  • If you do not agree with the decision made about your CDB application, you can request a reconsideration. Reconsideration requests can be made related to ineligibility for the CDB, the benefit amount, and any monetary penalties. You must submit your reconsideration request within 180 days of the date on your decision letter.

    If you disagree with a reconsideration decision, you can appeal it by contacting the Social Security Tribunal of Canada (SST). 

Payment FAQs

  • If you are approved for the CDB, you will receive your monthly payment on the third Thursday of every month. You can find exact payment dates on the Service Canada website.

    If your monthly payment is $20 or less, you will receive a single combined payment.

  • You can receive CDB payments up until the month that you turn 65, as long as you meet all other eligibility criteria. For example, if you turn 65 in July 2026, you will receive your last payment that month.

  • If the beneficiary (i.e. the person with the disability) has a legal representative, the CDB payments can be made to their legal representative.

    If someone does not have a legal representative, the CDB payment will be made to the beneficiary, even if they do not have the capacity to manage their own finances.

    The only situation where a payment can be made to someone other than the beneficiary is if the individual has a legal representative.  

  • The CDB will not be clawed back if you owe money to the CRA.

    The Canada Disability Benefit Act prohibits the government from offsetting or deducting the CDB in order to pay for other debts, with the exception of family orders under the Family Orders and Agreements Enforcement Assistance Act (i.e. debts that have resulted from child support etc.).

Family Structure FAQs

  • If your household status changes during a payment period, the amount you receive will be recalculated. This includes if you get married, enter a common-law relationship, get divorced or separated, or if your spouse or partner passes away.

  • If the beneficiary (the person approved to receive the benefit) dies, the estate or heirs can receive a benefit payment for the month of the beneficiary's death, if the beneficiary did not yet receive a payment for that month.

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